The funny thing about life is that it can change all of a sudden. Four months ago, I was blogging on a regular basis and going to work in a dental office and living life without much thought. Then – all of a sudden – my husband’s job was downsized and he was going to be out of a job in a matter of weeks!
Without getting lost in that thought, we decided to take the opportunity and make the move back to our hometown of Owensboro. This is something that I’ve wanted to do for a long long time! So, without dwelling too much, we began searching for jobs and sending out resumes! We put the house on the market and began making living arrangements in Owensboro.
Here we are four months later, both of us working jobs that we find most satisfactory, our house is still on the market and we’re living with family and friends! We are hoping every day that our house will sell. We are getting closer; we just know it! We had an offer in on a house, but personally, I think the man who lives there decided that he didn’t want to go through the hassle of moving, and made it too difficult for us to stay in the deal with him; so we walked away. We have found another house that will suit our needs just as well, and we’re excited to be putting in an offer this week! Yay!
I love being back in Owensboro! I am at such peace being back home again. But I have to admit that I am amazed that, in a few short months, life as we knew it no longer exists and we’re headed in a brand new direction! We had no idea that we would be here so soon! We have left good friends there in Lexington and it’s difficult to have left so quickly. I feel very blessed to have been able to find jobs as soon as we did. Our savings account was just about depleted, and it will take the sale of our house to replenish our emergency fund!
Thank goodness we had an emergency fund. What would we have done, otherwise? We had a house payment and two car payments we’ve been able to keep current on, as well as our other month to month bills. We had about $10,000 in our savings that we have been able to rely upon during this transition time. I don’t know what we would’ve done otherwise. So – the moral to this story is that if you don’t have an emergency fund of at least $10,000, then do whatever it takes to build one. For years we did not have a good savings, and gratefully, we never needed it like this. Life happens all at once, and if you’re not prepared for it, you could get lost in a financial quagmire of debt!
I am excited about life now, and looking to the possibilities of the future! Life, as you know it, can change quickly – and now that I’m in my happy place again – I say – Bring It ON!
Be Blessed Today – and start your emergency fund NOW!